Privacy Policy

1. Introduction

Drop Bear Games ("we", "our", or "us"), the developer of Cashflow Calc, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our property investment calculator software.

By using Cashflow Calc, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Account and License Information

When you create an account, subscribe, or activate a trial, we collect:

• Email address
• Name (if provided)
• Password (stored as a secure, one-way hash — we cannot see your password)
• License key
• Machine identifier (hardware hash for license activation)
• Subscription plan type and billing dates
• Purchase date and license type

2.2 Property Data

All property analysis data you enter into Cashflow Calc (including property addresses, prices, rental figures, and calculations) is stored locally on your computer only. We do not collect, transmit, or have access to your property data.

2.3 Usage Information

We may collect anonymous usage statistics to improve the software, including:

• Application version
• Operating system version
• Feature usage patterns (anonymous)
• Error reports (if you opt-in)

3. How We Use Your Information

We use the information we collect to:

• Create and manage your user account
• Activate and validate your software license
• Process subscription payments and manage billing
• Prevent unauthorized use and piracy
• Provide customer support
• Send important product updates, billing notices, and security notices
• Improve the software based on anonymous usage patterns

4. Data Storage and Security

4.1 Local Data

Your property analyses, saved files (.cfprop), and preferences are stored exclusively on your local machine. We recommend maintaining your own backups of important data.

4.2 Account and License Data

Your account information, subscription details, and license activation data are stored on secure servers and encrypted using industry-standard protocols. Passwords are stored using one-way hashing and cannot be recovered. Machine identifiers are hashed and cannot be used to identify your computer.

4.3 Security Measures

We implement appropriate technical and organisational measures to protect your personal information, including:

• Encrypted data transmission (HTTPS/TLS)
• Secure server infrastructure
• Regular security audits
• Limited employee access to personal data

5. Third-Party Services

Cashflow Calc may include links to third-party property websites (e.g., realestate.com.au, Domain) through the built-in browser. These websites have their own privacy policies, and we are not responsible for their practices.

We do not sell, trade, or otherwise transfer your personal information to third parties, except:

• Payment processors (for subscription billing and license purchases)
• Legal requirements (if required by law)

6. Your Rights

Under applicable privacy laws (including the Australian Privacy Act 1988), you have the right to:

• Access – Request a copy of the personal data we hold about you
• Correction – Request correction of inaccurate data
• Deletion – Request deletion of your personal data
• Portability – Receive your data in a portable format
• Opt-out – Unsubscribe from marketing communications

To exercise these rights, please contact us at the details below.

7. Data Retention

We retain account and license information for as long as your account or subscription is active, plus an additional period for legal and business purposes. If you delete your account, we will remove your personal data within 30 days, except where retention is required by law. Anonymous usage data may be retained indefinitely for analytics purposes.

8. Children's Privacy

Cashflow Calc is not intended for use by individuals under 18 years of age. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by displaying a notice within the software or sending an email to licensed users.

10. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

• Email: privacy@cashflowcalc.com.au
• Support Page: Contact Support