Terms of Service

Please read these terms carefully before using Cashflow Calc.

Last Updated: February 20, 2026

1. Acceptance of Terms

By downloading, installing, or using Cashflow Calc ("the Software"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Software.

These Terms constitute a legally binding agreement between you ("User", "you", or "your") and Drop Bear Games ("we", "us", or "our"), the developer of Cashflow Calc.

2. License Grant

2.1 Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to:

2.2 License Restrictions

You may NOT:

3. Trial Period

We offer a 7-day free trial of the Software with full functionality. During the trial:

After the trial period, you must subscribe to a paid plan to continue using the Software.

4. Subscription and Payment

4.1 Subscription Plans

The Software is available on a recurring subscription basis. We offer monthly and annual plans. Prices are listed on our website and are subject to change with reasonable notice. All prices are in Australian Dollars (AUD) unless otherwise specified.

4.2 Recurring Billing

By subscribing, you authorise us to charge your chosen payment method on a recurring basis (monthly or annually, depending on your plan) until you cancel. Payment is processed through secure third-party payment providers, and you agree to their terms of service as part of the checkout process.

4.3 Cancellation

You may cancel your subscription at any time through your account dashboard or by contacting support. Upon cancellation, you will retain access to the Software until the end of your current billing period. No partial refunds are issued for unused portions of a billing period.

4.4 Failed Payments

If a scheduled payment fails, we will attempt to process the payment again and notify you by email. If payment cannot be collected after reasonable attempts, your subscription may be suspended or cancelled.

4.5 Grandfathered Licenses

Users who purchased a lifetime license before the introduction of subscription plans will retain their lifetime access under the original terms of their purchase.

5. Software Updates

While your subscription is active, you receive:

Access to updates requires an active subscription. If your subscription lapses, you will not receive further updates until you resubscribe.

6. Disclaimer of Warranties

IMPORTANT: The Software is provided "AS IS" without warranty of any kind, express or implied.

We specifically disclaim:

7. Limitation of Liability

IMPORTANT: Cashflow Calc is a calculation tool only. It does NOT constitute financial, legal, or tax advice.

You acknowledge that:

In no event shall our total liability exceed the amount you paid for the Software in the twelve (12) months preceding the event giving rise to the claim.

8. Intellectual Property

The Software, including its code, design, graphics, and documentation, is protected by copyright, trademark, and other intellectual property laws. All rights not expressly granted are reserved.

The Cashflow Calc name and logo are trademarks of Drop Bear Games. You may not use these marks without prior written permission.

9. Data and Privacy

Your use of the Software is also governed by our Privacy Policy. By using the Software, you consent to our data practices as described therein.

You are solely responsible for:

10. License Activation

The Software requires online activation to validate your license. You agree that:

11. Termination

We may terminate or suspend your license immediately if you:

Upon termination, you must destroy all copies of the Software in your possession.

12. Financial Disclaimer

IMPORTANT: This application is provided by Drop Bear Games for general informational and educational purposes only. It is not intended to constitute financial, tax, legal, or investment advice.

All calculations, projections, and estimates generated by this application are for informational purposes only. They may not reflect your actual financial position, tax obligations, or investment outcomes.

Drop Bear Games makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or suitability of the information produced by this application. Any reliance you place on such information is strictly at your own risk.

You should always seek independent professional advice from a qualified financial adviser, accountant, or solicitor before making any financial or investment decisions.

To the maximum extent permitted by law, Drop Bear Games and its developers disclaim all liability for any loss, damage, or expense arising directly or indirectly from the use of, or reliance on, this application.

13. Governing Law

These Terms are governed by the laws of New South Wales, Australia. Any disputes arising from these Terms shall be resolved in the courts of New South Wales.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or in-app notification. Continued use of the Software after changes constitutes acceptance of the new Terms.

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Drop Bear Games regarding the Software and supersede all prior agreements.

17. Contact Information

For questions about these Terms, please contact us: